Bankruptcy

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Our firm focuses exclusively on bankruptcy for clients who are looking for relief from oppressing debt. Maybe you have become late on a mortgage or vehicle payment. Maybe credit card or payday loan payments have spiraled out of control. Whether you need help to get a fresh start, or need protection to keep your home, we would like to help you through providing debt relief.

Our goal is to use federal bankruptcy laws to protect you. That means that if bankruptcy is the right tool for your situation, we can help you protect your assets, eliminate debt, and help you get caught up with certain debts like mortgages and car loans.

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For every person that needs a fresh start and basically start from the scratch, using bankruptcy laws is certainly recommended. Depending on the situation you can file for different kinds of chapters. You can use them to make a reduction of your certain debts. Our customers’ favorite part is the fact that we can help you organize your financial life and get rid of the debts in the shortest period.

With our professional help and organization, you will be able to repay secured debts.  We will introduce you with Title 11 of United States Code, which consists of bankruptcy laws. These ones maybe will not erase your debt but they will certainly help you find the way to regulate your bankruptcy.

Here in our team, we have professionals you can lean on. They are trustworthy and they will supervise your case from the beginning to the end. Our team will represent you on the court and protect you and your property in the best possible way.

You won’t have to worry about anything because we will take care that your rights are protected. We will cover all five varieties of a bankruptcy.

BK Hope Practice Areas

Chapter 9

This chapter is designed for school districts and hospitals, that is, for municipalities and their organizations and individuals are not allowed to file for it.

Chapter 13

With this chapter, we can help you rearrange some debts. It can file for it even if your income is less than average. In this case, you can calculate the complete income of your family and file for it. This fact is the main difference between Chapter 7 and 13.

Chapter 7

Filing for this chapter will let you cancel unsecured debts. Of course, we are talking about personal loans and credit cards. If you are a person with primarily business debts you are allowed to file for this chapter. So definitely you need to meet certain income requirements.

Chapter 11

We can say that this is the most popular and the most comprehensive one in Bankruptcy Code and it offers a lot of options, all kinds of reorganization such as the repayment period of three years or even more. This chapter is offering you a plan and a lot of solutions to eliminate your debts.

If you consult with our team, it will be easier for you to decide which option is more suitable for you and your situation. We will use federal bankruptcy laws to protect your rights in the court.

You can rest assured that your assets will be protected and your debts eliminated. No matter how difficult you think it is, with a good plan and the right organization, you will get the solution faster than you think.